In dir CHARACTERS is file *.dat (name begining with user name).
So, this is file we want to modify. And here are offset locations
for most usefull values (all in HEX):
1D Body Points
3D Number of Spells
You can change skills but they must be there first. In game
distribute 1 point for each skill then edit them in file.
Skill offsets start from A2, then AA, B2 .... in 8 byte records.
Safe value for character stats is 100 (this is enough for start)
and about 150 for skills.